S01 · RBA E2
Household Debt / Disposable Income
—
Official data not yet imported
Quarterly change: —
RBA E2 source CSV ↗Household borrowing · RBA
Debt and housing interest relative to household income.
S02 · RBA E13
Housing Interest Charged / Income
—
Official data not yet imported
Quarterly change: —
RBA E13 source CSV ↗Official Quarterly History
Current RBA data vintage; observations are subject to retrospective revision.
Historical figures will appear here after official-source verification.
Data source: RBA E2 and E13. Dates refer to observation quarters, not original publication dates.
Provenance: RBA source series, observation dates and statistical types must be verified for each vintage. Composite ASFI and dimension scores remain withheld.
Mortgage Credit Risk · APRA
Quarterly industry-wide mortgage origination and non-performing loan ratios.
S03 · APRA QPEX Tab 1c
New Housing Loans with DTI ≥6x
—
Source file under review
Quarterly change: —
Ratio of high-DTI lending to new owner-occupied and investor term loans funded.
APRA June 2026 property-exposure release ↗S04 · APRA QPEX Tab 1b
Non-performing Residential Loans
—
Source file under review
Quarterly change: —
Non-performing residential-property loans / total residential credit outstanding.
APRA June 2026 property-exposure release ↗APRA Quarterly History
Calculated percentage ratios from APRA's original QPEX workbook amounts.
APRA historical values will appear after source verification.
Historical observation quarters are not publication dates. No ASFI composite scores are displayed.
Source: APRA quarterly authorised deposit-taking institution property exposures statistics (QPEX), June 2026. Workbook coverage: all ADIs excluding other ADIs, Level 2. Data subject to revision.
Banking Resilience · APRA
Industry capital strength and stable funding; observations through June quarter 2026, published 17 September 2026.
S05 · APRA Tab 1c
Common Equity Tier 1 Capital Ratio
—
Official data pending
Quarterly change: —
CET1 ratio; the 2023 APRA capital framework change affects historical comparisons.
APRA June 2026 performance release ↗S06 · APRA Tab 1e
Net Stable Funding Ratio
—
Official data pending
Quarterly change: —
NSFR for relevant LCR-regulated ADIs; coverage is not identical to CET1.
APRA June 2026 performance release ↗Banking Resilience — Quarterly History
APRA statistical ratios; historical observations may have been revised.
Banking history will appear after source checks.
CET1 starts 2013 Q1; NSFR starts 2018 Q1.
Source: APRA Quarterly ADI Performance Statistics. S05 and S06 have different covered populations; no ASFI scores are shown.
What these figures mean
The six measures describe different parts of the financial system. They are shown separately, without an overall score, investment signal or prediction of household distress.
Sources, coverage & comparability
S01 and S02 are RBA-published ratios. S03 and S04 are YSE Finance ratios calculated from APRA QPEX amounts. S05 and S06 are APRA statistical ratios converted to percentage presentation. Each card retains its observation period and release date.
Housing interest is not total mortgage repayments: principal is excluded. S02 has no supported June 2026 observation in this source vintage. APRA mortgage measures cover all ADIs excluding other ADIs, Level 2. CET1 comparisons across the 2023 capital-framework change require caution; NSFR covers the relevant regulated institutions, not the same population as CET1. Historical data may be revised.
Source-file checks recorded: 17 October 2026. Presentation reviewed: 30 October 2026. These dates do not change the source releases or imply live refresh. Original file hashes, series metadata and calculation provenance remain in the unchanged source records.
Put information into a practical plan
Planning your tax or business cash flow? Explore our tax and accounting services, or discuss your circumstances with us.