Your Questions,
Answered Clearly

No jargon, no confusion. Just straight answers to the most common tax questions we hear.

💡General Questions

Do I need a tax agent to lodge my return? 我需要税务代理帮我报税吗?
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You don't legally need one — but most people who use a tax agent get a better outcome. We know every deduction, we're up to date with ATO rules, and we're responsible for the accuracy of your return.

💡 Using a registered tax agent also gives you an extended lodgement deadline — often until May of the following year.
When is the tax return deadline in Australia? 澳大利亚报税截止日期是什么时候?
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The standard deadline for self-lodging is 31 October. If you use a registered tax agent like YSE Finance, you generally have until 15 May of the following year.

Can you help me in Mandarin Chinese? 你们可以用普通话为我服务吗?
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Absolutely. Lawrence is fluent in both English and Mandarin Chinese. You can communicate entirely in Mandarin if that's more comfortable for you.

🧾Individual Returns

What documents do I need for my tax return? 报税需要哪些文件?
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The basics: your TFN, payment summaries, bank interest statements, and work-related expense receipts. We'll give you a tailored checklist when you book.

💡 Most of your income information is pre-filled from the ATO — you mainly need your deduction receipts.
What can I claim as a work-related deduction? 哪些工作相关费用可以扣税?
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Common deductions: uniforms, tools, home office expenses, phone/internet, professional development, union fees, and travel between work sites.

I have a side income from freelancing / Uber / Airbnb. Do I need to declare it? 我有自由职业/Uber/Airbnb等副业收入,需要申报吗?
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Yes — all income must be declared. The good news is related expenses can often be claimed. The ATO has extensive data-matching and will detect undeclared income.

🏢Small Business

What is BAS and when does it need to be lodged? 什么是BAS,什么时候需要申报?
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BAS reports GST, PAYG withholding and other obligations. Most small businesses lodge quarterly — due 28 October, 28 February, 28 April, and 28 July.

Should I operate as a sole trader or set up a company? 我应该以个体户还是公司形式经营?
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It depends on income, liability concerns, and growth plans. We can run through the numbers for your specific situation — book a free consultation.

🏠Property & CGT

How does negative gearing work? 负扣税是如何运作的?
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Negative gearing is when rental costs exceed rental income. The loss offsets your other income (e.g. salary), reducing your overall tax bill. A legal and common strategy in Australia.

Do I pay capital gains tax when I sell my home? 出售自住房需要缴纳资本利得税吗?
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Usually no — your main residence is generally exempt. Exceptions apply if you rented it out, used it for business, or it wasn't your main residence the whole time.

Do I need to pay tax on cryptocurrency gains? 加密货币收益需要缴税吗?
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Yes. The ATO treats crypto as a CGT asset. Selling, trading or using crypto can all trigger tax. Hold for 12+ months and you may get the 50% CGT discount.

💡 The ATO receives data from crypto exchanges — undeclared gains are commonly detected.

🤝Working with YSE Finance

How much does it cost? 费用是多少?
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Pricing depends on complexity. We always provide a clear, upfront quote before starting. Book a free consultation and we'll tell you exactly what's involved and what it will cost.

Can I switch to you from another tax agent? 我可以从其他税务代理转过来吗?
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Absolutely — switching is straightforward. We handle the transfer and notify the ATO on your behalf. You don't need to wait until the end of the financial year.

Do I need to meet in person or can everything be done online? 需要面谈还是可以全程在线办理?
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Everything can be done remotely — email, phone, or video call. We have clients all across Sydney and Australia. In-person meetings can also be arranged.

Still Have Questions?

Book a free 15-minute consultation — no obligation, no jargon. We'll answer everything.